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Title details for Low-Income Homeownership by Nicolas P. Retsinas - Available

Low-Income Homeownership

by Nicolas P. Retsinas
Eric S. Belsky
ebook
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A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average.
This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.

Formats

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  • PDF ebook

subjects

Languages

  • English